How to Receive Money From US in India Using Google Pay

how to receive money from US in India using Google Pay featured

Google Pay recently started supporting payments from the US to India. Basically what that means is that you can now send money to your friends and family in India directly through Google Pay, which should make the process much easier. So if you want to send money to someone in India from your US Google Pay account, here’s how to receive US money in India using Google Pay.

Send money from the US to India with Google Pay

Here’s what you need to do to send money from the US to India with Google Pay.

  • Find the person you want to send the money to and tap ‘Pay’.

look for a person and have to pay

  • Now select Western Union or Wise. These are the two payment companies that Google has partnered with for this feature, so you will have to use them to send money abroad.

choose western union or wise

  • Once done, simply enter the amount you want to send and follow the onscreen steps to complete the payment.

Google Pay vs PayPal

PayPal is one of the most popular ways to send money between countries. The platform offers easy ways to send money based on current market exchange rates, and payments are usually instant. So you may be wondering if you should use PayPal or Google Pay to send money from the US to India. Let me outline some key differences between how PayPal works and how Google Pay works, so you can make a better and informed decision.

  • Transfer speeds and accounts

Both Google Pay and PayPal have almost instant transfers. However, while Google Pay simply uses your phone number, PayPal requires an account for both the sender and the recipient.

Either way, there is a higher chance that the person you want to receive money from has a Google Pay account.

Obviously, as a payment service, you would expect such international transfers to have some additional charges.

According to PayPal rate calculator To send money to India, if you want to send $ 500, the fee charged will be between $ 4.99 (if the payment is made through PayPal balance) up to $ 15.49 (for debit and credit card payments ). That’s a lot of extra dough to fork out.

paypal international transaction fees

Note: Rates vary based on the amount you ship. For high value transactions, such as $ 1000, PayPal shows fees of $ 0.00 for payments through PayPal balance or bank account, but $ 30.49 for payments made using credit and debit cards.

On the other hand, Google Pay offers free transactions from today until June 16 for new users who send up to $ 500. Obviously, after June 16, you will have to start paying transaction fees.

That’s where things will get tricky, because Wise has much higher fees. According to your transaction fee calculator, if you want to send $ 500 to India, Wise will charge $ 8.86 as fees; almost double that of PayPal.

wise international transaction fees

Still, at least until June 16, I would recommend that you take advantage of the free service that Google Pay offers, and then you can choose which service you want to keep using. At the very least, it will end up saving you on transaction costs until June 16.

Send money from the US to India with Google Pay

In my opinion, Google Pay bringing this new feature to users in the US is a pretty solid move. The feature will make it easy for users to send money to their friends and family in India and, at least until June 16, it will be completely free of additional costs. So what do you think? Will you use Google Pay to receive money from the US, or do you prefer a different payment platform? Let us know in the comments.

Thanks For Reading 🙂

Leave a Comment